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GrowNOW is a program provided by the State Treasurer's office for small business owners. Small businesses that can commit to creating or retaining jobs in Ohio can receive a two-year, 3% interest rate reduction on new or existing loans.

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I believe government should serve the people. Feel free to contact my office if you have any questions we can assist in answering.

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Youngstown Bankruptcy Di

Youngstown Bankruptcy Disclaimer

Information You Need to Register

Please have the following information ready before you proceed to registration:
•   Your bankruptcy case number
•   Your bankruptcy attorney’s name
•   Your attorney’s fax or email.

You are required to have your bankruptcy case number to register for the course and receive certification.

Smart Money Choices Courses You Must Attend to Obtain Certification
In order to obtain post-debtor education certification, you must attend the courses of Budgeting and Credit & Debt Management. The Smart Money Choices conference provides additional financial education opportunities to help you prepare for a strong financial future. We invite you to attend a third financial education course (not required to receive your post-debtor education certification) of your choice including: Estate Planning, Consumer Scams, Investments, Retirement Planning, or Student Funding & Debt Management.

United States Department of Justice Disclosure Requirements:

The State Treasurer’s office does not charge any fee for the course.
This course is offered to debtor students without regard to a debtor student’s ability to pay. In fact, the course is free for all Ohioans, including debtor students.
The Ohio Treasurer’s office does not pay or receive fees or other consideration for referral of debtor students to or by the State Treasurer’s office.
Upon completion of the course, the State Treasurer’s office, Community Education Department will provide a certificate of course completion to the debtor student, which can be provided at the event, mailed, as well as faxed or emailed to you or your attorney.
This course is available currently at the Smart Money Choices conferences. Each of the below listed Smart Money Choices conferences are held between 8:05 am and 12:15 pm (registration opens at 7:30 am).

	June 08, 2012 - DAYTON Holiday Inn Dayton/Fairborn 2800 Presidential Drive Fairborn, Ohio 45326
	June 15, 2012 - CLEVELAND Holiday Inn Independence 6001 Rockside Road Independence, OH 44131
	June 22, 2012 - CINCINNATI UC Blue Ash 9555 Plainfield Rd Blue Ash, OH 45236
	July 20, 2012 - AKRON Holiday Inn West 4073 Medina Rd Akron, OH 44333
	July 27, 2012 - COLUMBUS Worthington Holiday Inn 7007 N High St. Worthington, OH 43085
	August 03, 2012 - TOLEDO Owens Community College 30335 Oregon Rd Perrysburg, OH 43551
	August 10, 2012 - YOUNGSTOWN Mahoning County Career & Technical Center 7300 North Palmyra Road Canfield, OH 44406

*Public Transportation to the Youngstown Conference: If you would like to use public transportation please contact WRTA (Western Reserve Transit Authority) to register for EasyGO service and schedule a ride to the conference. Visit EasyGo Service Or call 877-845-9782. The bus stop in Canfield is further than three quarters of the miles from the Mahoning County Career & Technical Center. You must first register with EasyGo and then schedule your travel up to seven (7) days before the event, but you must give 24 hours notice for scheduling. Standard bus fares may apply.

** The State Treasurer’s office of Ohio, Community Education Department is approved to issue certificates in compliance evidencing completion of a personal financial management instructional course in compliance with the Bankruptcy Code in all jurisdictions of Ohio, Northern and Southern Districts. The debtor education coursework (Budgeting and Credit & Debt Management) is approved by the United States Trustee in accordance with 11 U.S.C. §111 and is designed to assist bankruptcy debtors after bankruptcy in their understanding of personal financial management, but does not constitute professional or legal advice. Approved to issue certificates of completion of a personal financial management instructional course in compliance with Bankruptcy Code. Approval does not endorse or assure the quality of a Provider’s service.